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The National Association of Realtors said a week ago that the amount of individuals who purchased existing homes in November fell for a third straight month. Higher rates and the waiting impacts of the fractional government shutdown in October may have dissuaded a few bargains. Still, the administration said makers got things started on homes at an occasionally balanced yearly rate of 1.09 million homes and condo in November. That was the speediest pace since February 2008 and was 23 percent higher than in October.

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So how crucial was that hundred from Steven Smith on Day 1? England did really well to reduce Australia to 97/5 on the first morning after opting to bowl on an overcast morning. That's when Brad Haddin joined Smith at the crease and the duo batted with absolutely no trouble whatsoever. Haddin made 75 before ending his 128-run stand with Smith but the latter continued and went on make a sensational 115. Eventually, the hosts were bowled out for 326 and England had to see off a tricky final few overs just before stumps. However, the start with the bat wasn't all that great for them as Johnson had Carberry caught brilliantly down the leg side by Lyon. The second morning was a bit better for batting

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A career in insurance sales can be a real gamble even for someone with prior sales experience. While the most successful agents in the nation make more than $1 million annually, many of those who sign on to sell insurance wash out within a year.While life insurance sales has a reputation for being an easy field to enter, that’s not always the case. At New York Life Insurance Company’s South Florida office, managing partner Greg Jensen reviewed applications from 1,300 people in 2007, but he hired only 45 as sales associates. “A lot of companies try to convince job candidates that their company is great and everyone is going to make $100,000,” Jensen says. “We ask: Is this a suitable career for the candidate? We do an extensive job of interviewing to help the candidates know if this is the right career choice for them.” 

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Most Likely to Succeed
Who transitions well into insurance sales? Real estate agents, mortgage loan officers, teachers, copier sales reps and auto sales specialists, Jensen answers. “The ones who have the ability to position themselves and network, the good ones who are finding they need a recession-proof career and those with deep-rooted relationships within their communities have the best chances for success,” he says.
Sonia Montana, a New York Life agent in Miami, perfectly fits that description. She left her job as a Realtor in 2005. “I had a big database of clients that trusted me and liked me,” she says. “I knew I could offer them a different product.”
The hours in the insurance industry can be better than those in real estate, mortgage lending and car sales, all of which regularly require salespeople to work evenings and weekends. “As Realtors get more involved with their families, they want the flexibility we offer,” Jensen says.